Last Updated: October 15, 2026
Welcome to Saprina A Coaching. By accessing or using our website at www.saprinaa.com, you agree to the following Terms & Conditions. Please read them carefully.
1. Website Use
This website is owned and operated by Saprina A Coaching, based in California, United States.
Our website provides information about personal finance, financial education, coaching services, digital resources, and related offerings.
By using this website, you agree to use its content and services for lawful purposes only. You may not interfere with the website's operation, attempt unauthorized access, or use the website in a manner that violates applicable laws.
2. Educational and Financial Disclaimer
All information provided on this website, including articles, videos, downloadable resources, courses, and other educational content, is intended for general informational and educational purposes only.
Saprina A Coaching provides financial coaching and education. We do not provide regulated investment advice, legal advice, tax advice, or professional accounting services.
Nothing on this website constitutes an individualized recommendation to purchase or sell investments or make a specific financial decision.
You are responsible for evaluating information in the context of your own financial circumstances. We encourage you to consult qualified professionals when appropriate.
3. No Guaranteed Results
Our content and services are designed to help you develop financial knowledge, habits, and systems.
However, we cannot guarantee specific financial outcomes.
Any examples, testimonials, success stories, or results shared on this website represent individual experiences and should not be considered promises or guarantees of similar results.
Your financial progress depends on numerous factors, including your personal circumstances, financial decisions, and actions.
4. Intellectual Property
All content on this website, including text, graphics, images, videos, logos, worksheets, templates, course materials, and other original resources, is the property of Saprina A Coaching or its respective content owners.
You may access and use publicly available content for personal, noncommercial purposes.
You may not copy, reproduce, distribute, sell, modify, or commercially use our content without prior written permission.
Purchasing a digital product does not transfer ownership of its intellectual property.
5. Products, Services, and Purchases
Saprina A Coaching may offer paid coaching services, digital products, educational programs, workshops, courses, and other resources through this website.
Prices, descriptions, payment options, and availability are subject to change.
By making a purchase, you agree to provide accurate billing information and authorize the applicable payment charges.
Some products or services may have additional agreements or policies that will be presented during checkout or enrollment. Those specific agreements will govern the relevant service or purchase alongside these website terms.
6. Refund Policy
All sales are final.
Saprina A Coaching does not offer refunds for coaching services, digital products, courses, workshops, or other paid offerings, except where required by applicable law or expressly agreed to in writing.
We encourage you to carefully review product descriptions and service details before completing your purchase.
If you experience technical difficulties accessing a purchased product or have questions about your order, please contact us so we can assist you.
This policy does not limit any non-waivable consumer rights.
7. Third-Party Websites and Services
Our website may contain links to third-party websites, software, payment processors, booking platforms, or other external resources.
These websites and services operate independently and may have their own terms, conditions, and privacy practices.
Saprina A Coaching is not responsible for the content, availability, security, or policies of third-party websites.
8. Email Communications
By voluntarily subscribing to our newsletter or other marketing communications, you agree to receive emails related to financial education, business updates, resources, and promotional offers.
You may unsubscribe from marketing emails at any time using the unsubscribe link included in those communications.
Transactional emails related to purchases, bookings, or services may still be sent when necessary.
9. Privacy
We respect your privacy and are committed to handling personal information responsibly.
Information collected through this website may include contact information, purchase details, and information voluntarily submitted through forms.
For more details about how we collect, use, store, and protect personal information, please refer to our separate Privacy Policy.
10. Website Availability and Accuracy
We make reasonable efforts to keep the information on this website accurate and up to date.
However, we do not guarantee that all content will always be complete, current, or free from errors.
We reserve the right to update, modify, or remove website content and offerings at any time.
We also cannot guarantee uninterrupted or error-free access to the website.
11. Limitation of Liability
To the fullest extent permitted by applicable law, Saprina A Coaching will not be liable for indirect, incidental, consequential, or special damages arising from your use of or inability to use this website or its educational content.
We are not responsible for financial decisions made based solely on general information provided through this website.
Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited.
12. Changes to These Terms
We reserve the right to update or modify these Terms & Conditions as needed.
Any changes will be published on this page with an updated effective date.
Your continued use of the website after updated terms are posted constitutes acceptance of those changes to the extent permitted by law.
13. Governing Law
These Terms & Conditions are governed by the laws of the State of California, United States, without limiting any mandatory consumer protections that may apply.
14. Contact Information
If you have questions about these Terms & Conditions, please contact:
Saprina A Coaching
Website: www.saprinaa.com
Email: [email protected]
Location: Oakland, California, United States
By using this website, you acknowledge that you have read and agree to these Terms & Conditions.