PRIVACY POLICY

Last Updated: 09/15/2026

Saprina A Coaching (“Company,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit [WEBSITE URL], join our email list, download a resource, purchase a product or service, participate in coaching, complete a form, or otherwise interact with us.

By using our website or providing information to us, you acknowledge the practices described in this Privacy Policy.

1. INFORMATION WE COLLECT

The information we collect depends on how you interact with us.

Information You Provide

We may collect information you voluntarily provide, including:

Name

Email address

Phone number

Mailing or billing address

Information submitted through contact, registration, intake, or coaching forms

Information you provide when booking appointments

Survey and questionnaire responses

Testimonials or feedback

Communications you send to us

Information related to products, programs, or services you purchase

Financial Coaching Information

If you participate in our coaching services or programs, you may choose to provide information about your finances so we can provide the services you requested.

This may include information such as:

Income

Expenses

Debt balances

Interest rates

Minimum payments

Savings balances

Financial goals

Assets

Account types

Real estate information

Other information about your financial situation

Please do not provide passwords, PINs, full Social Security numbers, or other account-access credentials unless we specifically request information through a secure process and explain why it is necessary.

Payment Information

If you make a purchase, payment information is generally collected and processed by third-party payment processors.

We may receive information about the transaction, such as your name, email address, billing information, purchase amount, payment status, and transaction history.

We generally do not directly receive or store your full credit or debit card number.

Information Collected Automatically

When you visit our website, certain information may be collected automatically through cookies and similar technologies.

This may include:

IP address

Browser type

Device type

Operating system

Pages viewed

Referring website

Date and time of your visit

How you interact with the website

We may use this information to operate the website, understand how visitors use it, improve our content, measure marketing effectiveness, and maintain website security.

2. HOW WE USE YOUR INFORMATION

We may use information we collect to:

Provide coaching, programs, digital products, and other services

Process purchases and transactions

Schedule appointments

Respond to questions and customer service requests

Send products, resources, or information you requested

Manage your participation in programs or events

Personalize and improve our services

Communicate with you about your account or purchases

Send newsletters and marketing communications when permitted

Analyze website traffic and performance

Measure the effectiveness of advertising and marketing

Prevent fraud, misuse, or security issues

Maintain business records

Comply with legal and regulatory requirements

Enforce our agreements and policies

We do not use the personal financial information you provide through coaching to make investment decisions or conduct transactions on your behalf.

3. EMAIL MARKETING

If you subscribe to our email list, download certain resources, register for an event, or otherwise consent to marketing communications, we may send you educational content, updates, promotions, and offers.

You can unsubscribe from marketing emails at any time by clicking the unsubscribe link included in our emails.

Unsubscribing from marketing emails will not necessarily stop transactional or service-related communications, such as purchase confirmations,

appointment information, or communications related to an active coaching relationship.

4. COOKIES AND TRACKING TECHNOLOGIES

Our website may use cookies, pixels, analytics tools, and similar technologies.

These technologies may help us:

Remember website preferences

Understand how visitors use our website

Measure website traffic

Improve website performance

Understand which content or marketing is effective

Deliver or measure advertising

Depending on the technology we use and where you live, you may have the ability to manage certain cookies or tracking preferences.

You can also change cookie settings through your browser. Disabling cookies may affect how certain parts of the website function.

5. ANALYTICS AND ADVERTISING

We may use third-party analytics and advertising services to understand website activity and measure marketing performance.

These providers may collect information through cookies, pixels, or similar technology according to their own privacy policies.

If we use advertising platforms such as Meta, Google, TikTok, Pinterest, or similar services, those platforms may receive information about visits or interactions with our website for measurement, attribution, or advertising purposes.

6. HOW WE SHARE INFORMATION

We do not sell your personal information for money.

We may share information with service providers that help us operate our business, including companies that provide:

Website hosting

Email marketing

Scheduling

Forms and surveys

Customer relationship management

Payment processing

Course or digital-product delivery

Video conferencing

Cloud storage

Analytics

Advertising

Automation and integration services

Accounting or bookkeeping services

Professional services

These providers may access information only as necessary to perform services for us, subject to their own contractual and legal obligations.

We may also disclose information when reasonably necessary to:

Comply with applicable law

Respond to a court order, subpoena, or lawful government request

Protect our rights or property

Investigate fraud or security concerns

Protect the safety of our users or others

Complete a merger, acquisition, sale, or other business transaction

7. THIRD-PARTY WEBSITES AND SERVICES

Our website may link to third-party websites, platforms, financial services, apps, or other resources.

We are not responsible for the privacy practices of those third parties.

If you choose to use a third-party service, the information you provide to that service will be governed by its own privacy policy.

We encourage you to review the privacy policies of websites and services you use.

8. AFFILIATE LINKS

Some content may include affiliate links.

If you click an affiliate link, the third-party provider may use cookies or other tracking technologies to determine whether a purchase or other action resulted from our referral.

Information collected by the third party is governed by its privacy policy.

9. HOW LONG WE KEEP INFORMATION

We retain personal information for as long as reasonably necessary to provide our services, operate our business, comply with legal and accounting obligations, resolve disputes, and enforce agreements.

Different types of information may be kept for different periods depending on why the information was collected.

When information is no longer reasonably necessary, we may delete, anonymize, or securely dispose of it.

10. INFORMATION SECURITY

We use reasonable administrative, technical, and organizational measures designed to protect the personal information we maintain.

However, no website, electronic transmission, database, or storage system can be guaranteed to be completely secure.

You are responsible for using appropriate precautions when transmitting sensitive information online.

11. YOUR PRIVACY CHOICES

Depending on where you live and applicable law, you may have rights regarding your personal information.

These may include the right to:

Request information about personal information we maintain about you

Request access to certain personal information

Request correction of inaccurate information

Request deletion of certain information

Opt out of certain uses or disclosures

Withdraw consent where processing is based on consent

Opt out of marketing communications

Exercise your privacy rights without unlawful discrimination

To make a privacy request, contact us at [email protected]

We may need to verify your identity before completing certain requests.

12. CALIFORNIA PRIVACY RIGHTS

California residents may have additional rights under California privacy laws.

Depending on whether applicable law applies to our business and your information, these rights may include the right to request:

The categories of personal information collected about you

The sources from which personal information was collected

The purposes for collecting, using, selling, or sharing personal information

The categories of third parties with whom information is disclosed

Specific pieces of personal information collected about you

Correction of inaccurate personal information

Deletion of certain personal information

Opt-out of certain sales or sharing of personal information

Limitation of certain uses of sensitive personal information

Equal treatment when exercising applicable privacy rights

We do not sell personal information for monetary compensation.

However, some advertising or analytics technologies may potentially qualify as “sharing” under California privacy law depending on how they are used.

Where required by applicable law, we will provide methods for exercising the applicable opt-out rights.

To submit a California privacy request, contact us at [email protected]

13. DO NOT TRACK AND GLOBAL PRIVACY CONTROLS

Some browsers allow users to send “Do Not Track” signals.

Because there is not a universally accepted standard for responding to traditional Do Not Track signals, our website may not respond to all such signals.

Where legally required and supported by our website technology, we will recognize applicable browser-based opt-out signals, such as Global Privacy Control, as required by law.

14. CHILDREN'S PRIVACY

Our website, products, and services are intended for adults and are not directed to children under 13.

We do not knowingly collect personal information from children under 13.

If you believe a child has provided personal information to us, please contact us at [email protected] so we can take appropriate action.

15. INTERNATIONAL VISITORS

Our business is based in the United States.

If you access our website from outside the United States, your information may be transferred to, processed, or stored in the United States or other countries where our service providers operate.

Privacy laws in those countries may differ from those where you live.

If additional rights apply to you under the laws of your country or region, we will address those rights as required by applicable law.

16. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy periodically to reflect changes to our business, technology, services, or legal obligations.

When we update the policy, we will revise the “Last Updated” date at the top of this page.

We encourage you to review this Privacy Policy periodically.

17. CONTACT US

If you have questions about this Privacy Policy or would like to exercise a privacy right, contact us at: [email protected]